Medicare Easy Pay 101: How do I register?

We are in the digital age. Over time you will write fewer checks or make phone calls to make payments. In this technological development, you might be wondering if there are more efficient ways to pay your Medicare bill. Fortunately there is. You can enroll for Medicare Easy Pay to pay your Medicare bills quickly and electronically.

What is Medicare Easy Pay?

If you have a savings account or checking account, you can enroll for Medicare Easy Pay. This payment option is free. Your Medicare payments will be automatically deducted from your checking or savings account at the monthly due date. You can sign up at any time as long as you receive your Medicare Reward Invoices from the Centers for Medicare & Medicaid Services (CMS).

An exception to this program exists; if you didn’t receive your invoice from CMS but instead from the Railroad Retirement Board (RRB), then you will not be able to use these payment options. You must send your payments to the office in St. Louis, MO. Get a supplement plan at

How do I enroll for Medicare Easy Pay?

Medicare makes registration easy and uncomplicated. To sign up for Medicare Easy pay, print out this form and enter the required information. Then submit the completed form to the Medicare Premium Collection Center using the following address:

Medicare Premium Collection Center

St. Louis, MO 63197-9000

PO Box 979098

The Authorization Agreement for Pre-Authorized Payments, entitles CMS to receive your monthly payments right from your savings or checking account. This gives you the permission to make your monthly premium payments fast, uncomplicated and thoughtless.

Note that this process takes some time. Processing your Authorization Agreement for the Pre-Authorized Payments Form can take between six and eight weeks. If you have a payment due during this time, you must pay your premium in the usual manner that you would normally pay.

Once the CMS has received your request for Easy Pay, a “Medicare Premium Bill” will be sent to you. It is not an actual invoice but will rather state that your premiums will be deducted from your checking or savings account every month from this month onwards.

CMS deducts the monthly payments on the 20th of each month from your account. If you search the transaction on your bank statement, this will be displayed as a withdrawal from the Automated Clearing House (ACH).

Do I have to do something after registration?

You do not have to make any further monthly premium payments after the request process. Every month, CMS automatically deducts your payments from your checking account or savings account.

In some situations, you may be required to make a direct payment to Medicare. For instance, if CMS attempts to withdraw the payment from your bank account but your bank returns or declines the premium payment, you are still responsible for the payment. Rather than withdraw automatically from your bank account, Medicare notifies you that your bank has declined the payment. This notification will also provide instructions on how to make the payment directly to Medicare.